This page offers a comprehensive review of foundational finance concepts, including time value of money, calculator tutorials, and Excel examples. It is an excellent resource for those looking to refresh their understanding before advancing to higher-level finance courses.
Let’s take a moment to reflect on your performance in the Finance 3312 course or your first finance class. If you feel less confident than you’d like, begin by reviewing my slides below. If you are comfortable with the material presented in the slides and problem sets below, you’re ready to move forward. If not, I recommend watching Dr. Lessig’s Time Value of Money videos, which cover the topic in depth. There are several videos available—make sure to watch them carefully and practice using a calculator at least twice. This will significantly improve your understanding. Remember, we are committed to your success. Stick with us until the end, and you will become a stronger finance student!
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An example of compounding interest

Dr. Lesseig Videos of the introductory finance class (3312)
Financial Statements: https://txst.yuja.com/V/PlayList?node=24433786&a=1647668152&autoplay=1
Financial Statement Analysis (Ratios): https://txst.yuja.com/V/PlayList?node=25392580&a=1390143480&autoplay=1
Risk and Return 1 (Std Dev): https://txst.yuja.com/V/PlayList?node=26335819&a=62587596&autoplay=1
Risk and Return II (CAPM): https://txst.yuja.com/V/PlayList?node=26335830&a=1761027818&autoplay=1
Time Value of Money I: https://txst.yuja.com/V/PlayList?node=27125856&a=1435264367&autoplay=1
Time Value of Money II: https://txst.yuja.com/V/PlayList?node=27125823&a=1088335401&autoplay=1
Bonds I: https://txst.yuja.com/V/PlayList?node=27309633&a=2142050635&autoplay=1
Bonds II: https://txst.yuja.com/V/PlayList?node=27309635&a=1962866867&autoplay=1
Bonds III: https://txst.yuja.com/V/PlayList?node=27309638&a=589489971&autoplay=1
Common Stock I: https://txst.yuja.com/V/PlayList?node=27988742&a=384045329&autoplay=1
Common Stock II: https://txst.yuja.com/V/PlayList?node=27988748&a=820642298&autoplay=1
Capital Budgeting (NPV/IRR): https://txst.yuja.com/V/PlayList?node=27998969&a=1998211327&autoplay=1
Dr. Lesseig calculator videos
HP 10B II Instructions – YouTube
Excel TVM Template Videos (Dr. Lesseig)
Basic Template Set-up: https://mediaflo.txstate.edu/hapi/v1/contents/permalinks/Ws74KbTe/view
Fixing rate solving problem (adding “guess” to rate function): https://mediaflo.txstate.edu/hapi/v1/contents/permalinks/Qc83Hqz9/view
Adding Loan Amortization and NPV/IRR: https://mediaflo.txstate.edu/hapi/v1/contents/permalinks/Nd87RnDc/view
Calculator & Excel Examples
- A Pearson web-based calculator: Link
- HP 10B II tutorial: quick_tutorial_hp_calculator
- A quick tutorial: AppenDCalculator.pdf
- Comprehensive Tutorials: Hewlett-Packard 10BII Texas Instruments BAII Plus
- A Comprehensive Spreadsheet: Useful Excel sheet by Dr. Yi
YouTube Calculator Playlists
PV: https://youtu.be/BdoovUE2GF4
FV: https://youtu.be/bf18bgeOznQ
I: https://youtu.be/3ymupeTde9E
N: https://youtu.be/X9SoK4J0_k8
BAll NPV and IRR : https://youtu.be/cNxZz1Xd_ak
BAll TVM: https://youtu.be/qXyC9StSDVI